WeChat, Alipay also launched the “electronic identity card”, this is also the rhythm of war?

2018-06-26

Source: three class (WeChat: sanjieke01)

As early as the end of last year, the media had heard the news of WeChat issuing a “electronic identity card” in Guangzhou. This afternoon, Xiaobian borrowed from the “duck down” public number and accidentally learned that WeChat’s “electronic identity card” is now on the national line.

Coincidentally, in April 17th, Alipay also announced on-line electronic identity card, at the same time in a number of Quzhou, Hangzhou, Fuzhou, the scene of three city and pilot run.

Small faint feel, this is to be a great rhythm — there is no doubt that WeChat and Alipay will be around the “personal identity authentication” of the national level application scene to start a fight, this must be a big battle.

Thought of here, I immediately scared to know some background information and experience the electronic identity card about WeChat and Alipay both ends. Let me see the following.

One

What exactly is an electronic identity card? Who is managing it? Is it safe?

After inquiring the information, the small editor has learned that the network electronic identity card is actually a “functional certificate on the Internet” (hereinafter referred to as “network certificate”) issued by the first Research Institute of the Ministry of Public Security (CTID). It is based on the identity card data and is approved by the Ministry of public security and the national legal document and body. A copy of the certificate.

That is to say, this thing is actually still in the Ministry of public security, the Ministry of public security is only open to WeChat and Alipay access rights and interface.

There are two kinds of Internet card: black-and-white and color. The difference between the two is that the black-and-white web card can be used to verify the real name under the line, such as the real name registration of the Internet cafe, the Gaestgiveriet Hotel, the transportation, and so on. The color version of the network card supports all online application scenarios, such as online business registration.

If you want to upgrade to a color network card, you need to go to a specific terminal on the line. It is said that only Guangzhou, Foshan, Xiamen, Beijing, Xi’an, Wenzhou and other cities have deployed the terminal to support the upgrading of the black and white web card. To the color version.

Another question we must be concerned about is the safety of network card.

In this regard, Alipay had said: even if the mobile phone network license is lost, the possibility is very little because of the use of fraudulent use, network card, users need to pass the fingerprint or brush face verification, I proved to be drawn to the network card page, this is not enough, in the open two-dimensional code, again brush face verification.

That is to say, even if the mobile phone is lost, others want to use your network card, first through the “mobile phone password + Alipay login password to open your Alipay, through the” fingerprint verification + brush face verification “open network card two-dimensional code, a total of four. But the light is the accuracy of Alipay face recognition technology has achieved 99.99%, the possibility of fraudulent use of very low.

Two

The application scene imagination of the network card itself

Xiaobian’s brain has been supplemented. To tell the truth, if the net card is popularized, it will still be practical and imaginative. For example –

1. out of doors, ID cards have been lost to catch a plane to catch a train…… Or no identity card, in the subway station to be identified by the police, these are not a problem.

2., the efficiency of various government agencies may be greatly improved.

3., brush your face to open the house, brush your face to board a plane, brush your face for all kinds of financial services, and so on.

After 4. bindings, do you feel that all kinds of cyber crimes have become more controllable and can be traced back? Of course, talking and doing things on the Internet needs to be more careful… ;

5. all kinds of electronic contracts and electronic protocols seem to be more likely to be traced to people, so that a large number of protocols can be truly electronically and online, and will also bring more convenience.

Three

WeChat and Alipay each of the “electronic identity card” what difference?

Small first fast were to experience a WeChat and Alipay electronic identity card registration process and experience, and fill in the brain of the two typical usage scenarios, even look at two exactly who the application prospect may be more broad what……

The following is a brief introduction to the differences and differences between the two.

First of all, the process of registering an electronic ID card in WeChat is like this.

Search for the “CTID” applet – name + ID card number – face recognition verification – receive electronic network card to my card package – then call the electronic network card through a packet.

WeChat, Alipay also launched the

Alipay electronic identity card registration process is like this:

Click “card package” on the front page, click “add ID” under the “pack” page – click “add ID card” (it looks like you can also add a driver’s license… ” Directly enter the face recognition, and finish the recognition.

WeChat, Alipay also launched the

From the registration process, the Alipay process shorter and more intelligent, select the “identity card” directly after the brush face is more convenient than WeChat fix.

But, the registration process, WeChat only need to face recognition, Alipay needs to do such as blinking, loudly said to develop digital action in recognition.

From the two current support of the application scene, the hotel brush face open room, into the Internet bar, these certainly do not need to say, WeChat and pay treasure are the same, find a card to take out their own network certificate to show it.

But there are subtle differences between the two in some additional functions.

You can see that in WeChat’s web page, there is a “small application” column, and there are already some government affairs, pension management and other business, can click directly online to deal with the related business:

WeChat, Alipay also launched the

Alipay’s “license” page is a “network card services”, which shows the areas in which support the direct use of network card, but does not provide temporary entrance directly online for all kinds of business. It is understood that Alipay chose Quzhou, Hangzhou and Fuzhou as the first pilot city network card. Three sites were selected for government affairs, hotel occupancy and car tickets. These three ordinary people often encounter scenes of life.

WeChat, Alipay also launched the

From the above, it is not difficult to see that, in fact, the “electronic identity card should be present or a government led in the experimental behavior, while WeChat and Alipay, is currently only under the guidance of the government in the test follow the prescribed order.

However, even so, as everyone knows, WeChat and Alipay may be the current domestic only two national level “App”, if the electronic identity card to get popular, these two products will be preferred, and the popularity of “electronic identity card” will bring more typical application scenarios, and,” Application electronic identity card “must be a dispute between WeChat and Alipay will be the battle.

So who is more likely to gain the upper hand in this battle?

Four

WeChat and Alipay in the end who is more likely to win the “application scene of electronic identity card battle

In the current situation, WeChat and Alipay may have different advantages.

WeChat’s biggest weapon is that it has become a APP that is almost inseparable from the 1 billion people every day, and the highest APP that occupies the longest time stickiness of the user, so there are countless people, in fact, are looking at WeChat as a symbol of its own identity. In the daily consumption scene, such as driving, buying vegetables, and so on, the users paid by WeChat are becoming more and more. From this point of view, most people should take WeChat as the first choice in such scenes as hotel opening, order ticketing, emergencies need to show or prove their identity.

While Alipay is the biggest weapon — some

1. it is more secure, from the network card verification using the complexity in the process can also be seen, Alipay attaches great importance to “safety protection” is actually a higher degree;

2. based on the data accumulated over the past years, it has a complete set of personal credit system.

The 3. Alipay integrates more government services, such as provident fund, tax and so on, these may bring some synergies in the later stage;

Based on the above two points, small guess, most users in the face to a number of scenarios of financial services, electronic and other related agreements, perhaps more users will be more inclined to believe that alipay.

In addition, we have consulted Huang Youcan, co-founder of the three course.

On the question of the application scenario of electronic identity cards, I prefer WeChat to the long term. If the typical application scenario network card sort, may include hotels, ticketing, government, finance, lines, finance and government, perhaps short-term Alipay will have certain advantages, but the application of mass consumer scenarios, WeChat may be more dominant, because users rely on WeChat indeed already. It’s formed. Today we can’t imagine that we don’t have a WeChat life, and this dependence is almost irreversible unless a new terminal is developed to subvert the existing smartphone. In addition, the US group’s transfer to Tencent has also made Tencent’s supply side resources in the consumer scenario not lose to Ali at all. In turn, Ali’s current dominant financial, government and other fields, I feel like the “personal credit system”, “government resources access”, and so on, WeChat borrowed from the existing resources, and accumulated a solid 3-5 years, in fact, is likely to realize slowly and even catch up with ALI, this lead, I think it is reversible. Yes. So, I’m looking for WeChat on my long line.

So, dear students, about WeChat and Alipay in the end who is more likely to win the “application scene of electronic identity card” for “this topic, what do you think, you will be more optimistic about WeChat or Alipay? Write your views in the comments section to crash it with us. (finish)

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